The cost of business insurance will vary depending on a number of factors, including the type of coverage you choose, the size of your business, and the risks you face. It is important to work with an insurance adviser who can help you find the right policy at a competitive price.

Professional indemnity insurance is important for a wide range of professionals, including accountants, lawyers, architects and engineers. This type of insurance can help protect you if your clients or customers file a claim against you for professional negligence. For example, if you make an incorrect calculation that results in financial damages for your client, they may be able to file a professional negligence claim against you.

Public liability insurance is designed to protect businesses from the financial risks associated with third-party injury or property damage. For example, if a customer slips and falls in your store, public liability insurance can help cover the cost of their medical bills.